Why the Rainy-Day Fund is the Cornerstone of Successful Personal Finance

A few weeks ago, my infant daughter was admitted to the hospital after contracting a stomach virus.  Due to some complications and a slow healing gut, what should have been a 3-4 day stay, turned into two weeks of my wife and I living and working out of the hospital while our baby girl recovered.  I came away from the experience incredibly grateful for my daughter’s recovery and health, but also with a new-found respect for what I now think of as the cornerstone of successful personal finance: The Rainy-Day Fund.

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