Latest Posts

What is Financial Life Planning?

by Trailhead Plan… on Dec 5, 2017

Financial Life Planning

A few weeks ago, I had a meeting with a couple who had just become new clients and we were engaged in the first step of the financial life planning process. Prior to this meeting, I ask my clients to do some prep work which involves meditating on and answering a set of questions that help us get clear on what the client values as well as what they aspire to or what fulfillment looks like.

When I first handout the questions, I can tell that many individuals look at them with skepticism.

Mindful Money Habit #4: Successful Personal Finance is about Gratitude

by Trailhead Plan… on Nov 29, 2017

Mindful Money Habits, Mindful Money, Gratitude

I’m going to propose something that might seem ludicrous at first: Successful personal finance is about gratitude.

When it comes to personal finances, rare is the person who feels successful. There’s always at least something that makes us feel anxious, stressed, or inadequate. So, isn’t feeling grateful putting the cart before the horse? Shouldn’t we feel grateful after we are financially successful?

No Resurgence In Coal (a.k.a. Solar is here to stay)

by Trailhead Plan… on Nov 27, 2017

ESG, Socially Responsible Investing

Why You Shouldn’t Worry About A Resurgence in Coal

As we have engaged with clients and contacts alike about the merits of long-term sustainable investing, we have noted a great deal of concern about the Trump Presidency and how the potential for coal and oil-friendly policy making will affect the long-term prospects for green energy. It’s a fair point, and one we have given a great deal of thought toward.

What is Impact Investing?

by Trailhead Plan… on Nov 7, 2017

Sustainable Investing, Impact Investing, ESG

Impact Investing 

Impact investing is the sexiest term in the investment community right now.  Arguably, there isn’t much competition for the title, but don’t let that stunt our appreciation!  

I read about ‘impact investing’ in investment industry write-ups.  I see it in advertisements targeting millennial investment dollars.  I see it on on countless LinkedIn profiles (John Snow is a swordsman, a man of the Night’s Watch, a Wildling lover… and a passionate impact investor).  I see it in articles on philanthropy.  It’s everywhere.

Mindful Money Habit #2: Avoid Decision Fatigue & Boost Financial Willpower

by Trailhead Plan… on Oct 17, 2017

Mindful Money, Mindful Money Habits

Have you ever been in the middle of a task at work or school when somehow you end up on Amazon (or a similar site) and order all the things you’ve been wanting but trying to resist? Or maybe you’ve come home from work, after a long and stressful day, hopped on a food delivery site and ordered EVERYTHING - even all that fried food you know you shouldn’t be eating. Later, after your spending or eating binge has subsided, you find yourself assuaged in guilt. What was I doing? What came over me?

Sustainable Investing & The Myth of Long-term Underperformance

by Trailhead Plan… on Oct 10, 2017

ESG, Sustainable Investing, Conscious Investing

Often, when I tell people that my firm specializes in sustainable investing, I am met with skepticism. "That's great, but don't you give up long-term performance?" Or, "I'm all for socially responsible investing, but I'd like to retire someday and I need my investments to do well."

Mindful Money Habit #1: The 10x10x10 Rule

by Trailhead Plan… on Oct 5, 2017

Mindful Money Habits, Make Better Financial Decisions

To kick off our series of mindful money habits, we start with the 10x10x10 Rule. I recently heard about this rule as a tool to facilitate quality decision making and avoid short-term, or myopic, thinking. I immediately saw how it could be harnessed to make better financial decisions that are reflective of your values and help you achieve your goals.