by Trailhead Plan… on May 17, 2018
by Trailhead Plan… on May 17, 2018
by Trailhead Plan… on Apr 26, 2018
Over the past few months, we have been seeing more and more evidence that socially responsible investing can aid investor performance over-time; rather than the common misconception that it necessarily detracts. As we have written about before, socially responsible investing has evolved into a risk-conscious investing strategy that not only allows investors to invest responsibly, but also in a manner that is aligned with their values. More, it can have a real impact on the world as socially-conscious shareholders vote for more positive an
by Trailhead Plan… on Apr 16, 2018
A responsible investor is one whose portfolio is managed in a prudent and efficient manner considering his or her long-term goals, needs, and aspirations. This means his portfolio is fully diversified in a broad array of asset classes using well-suited mutual funds, ETFs, or individual stocks and bonds that fit his risk profile.
by Trailhead Plan… on Apr 3, 2018
A few weeks ago, my infant daughter was admitted to the hospital after contracting a stomach virus. Due to some complications and a slow healing gut, what should have been a 3-4 day stay, turned into two weeks of my wife and I living and working out of the hospital while our baby girl recovered. I came away from the experience incredibly grateful for my daughter’s recovery and health, but also with a new-found respect for what I now think of as the cornerstone of successful personal finance: The Rainy-Day Fund.
by Trailhead Plan… on Feb 28, 2018
by Trailhead Plan… on Feb 13, 2018
Part I: Bunching Contributions
The recent changes to the tax code under the Tax Cuts and Jobs Act passed in late 2017 are changing the dynamics of charitable giving and leaving many wondering how to best enact their charitable giving strategy. For example, due to the higher standard deduction ($12,000 for individuals and $24k,000 for married couples filing jointly) and the $10,000 cap on SALT taxes (state and local taxes), many individuals and families will no longer benefit from itemized deductions to the extent they did in the past.
by Trailhead Plan… on Jan 30, 2018
This just in: US equities have been on a rampage for the last decade.
Here's a fun fact: If you invested $100,000 in the SPDR S&P 500 ETF at the peak of the market in 2007 your investment would have plummeted to a low of $43,500 in March of 2009. However, had you stayed the course and not sold at the bottom, your original investment would have more than doubled on a total return basis at present market levels.
by Trailhead Plan… on Jan 10, 2018
A few months back, I had an introductory meeting with a married couple who were hoping to retire within the next year or two. The wife made note that she was ready to retire a decade ago. Her job at a large corporation, which once had been glamorous, had been reduced to a glorified call service, where her every word was scripted and her every minute tracked. She was frustrated and burnt-out.
by Trailhead Plan… on Jan 5, 2018
As we tumble into another year, we must gird ourselves for the inevitable: we are to be bombarded with blog posts, step-by-step plans, and advertisements imploring us to 'get in shape'. It gets worse, as the metaphor isn't relegated only to the fitness industry. There is simply no end to what we can apply this metaphor to! We can, of course, start with our bodies:
Your 12 Step Plan for Seeing your Abs in 2018.
Or, our partnerships:
How to have a fit marriage in 2018.