Latest Posts

Savvy Money: Make Tax-Planning an Ongoing Event

by morgan on Feb 8, 2019

Financial Planning, financial well-being, tax planning
If filing your taxes is a backwards-looking administrative task, tax planning is a forward-looking process that helps you reduce what you pay to Uncle Sam, plan future financial decisions, and get organized in the process! Make tax planning an ongoing event and reap the rewards of a savvier financial life.   

Three Simple Ways to Strengthen your Finances in 2019

by morgan on Jan 8, 2019

Make Better Financial Decisions, Financial Planning, financial well-being
Often, when it comes to New Year’s Resolutions, big desired changes, or our personal finances, we think so large that the change itself overwhelms us and halts us from doing anything at all. If that’s the case for you, consider making just a few simple changes this year to get your financial life moving in the right direction.  Steady progress may not be as exciting as dramatic change, but it is significantly better than no progress, and often easier to stick with. To that end, here's Three Simple Ways to Strengthen your Finances in 2019.

The Incredible, Investable HSA: How to use Your HSA the Right Way for Retirement Success

by Trailhead Plan… on Oct 3, 2018

Financial Planning, Financial Freedom, Make Better Financial Decisions
Health Savings Accounts (HSA) are incredible.  In fact, they may be the best retirement savings tool available! Unfortunately, most individuals and families who have the option of using an HSA are using them wrong, missing an incredible opportunity to reduce their current tax bill, grow tax-free savings, and withdraw money tax-free when used for qualified health expenses.   You read that, right.  HSAs offer not one, not two, but three ways to potentially save on taxes.  Are you starting to see why we love them so much?

Financial Well-Being Newsletter: What's up with Millennials and their Money?

by Trailhead Plan… on Jul 27, 2018

Financial Well-Being Newsletter
First, we have a wonderful article regarding the Power of Positive People. Though it may seem obvious, the individuals we surround ourselves deeply impact our overall well-being. Which begs the question, is my community positively or negatively affecting me? Second, we have a couple of interesting survey results regarding Millennials and their money. One thing we believe is important to note is that Millennials aren't just 20-somethings anymore.  In fact, the oldest faction is nearing 40 years of age! In other words, millennials are no longer kids just starting out as many of them are established professionals firmly into their careers and financial lives. Ultimately, that's what makes some of these data points so concerning. Read on to learn more!

Financial Well-Being Newsletter: When is it too late to start your own business?

by Trailhead Plan… on Jul 20, 2018

Financial Well-Being Newsletter
When is too late to start your own business? Well, according to new data, later than you likely think! In fact, successful entrepreneurs tend to have more gray in their hair than the Hollywood portrayal of the hoodie-wearing whiz kid! Additionally, we've highlighted an article showing an interesting cultural quip about how husbands and wives report their income when the wife earns more. And last, we point to some positive signs in the housing market that show that supply may be starting to increase allowing prices to moderate over the coming years.

Financial Well-Being Newsletter: What to do instead of 'Find Your Passion'

by Trailhead Plan… on Jul 13, 2018

Financial Well-Being Newsletter
Today we are starting with an article about what to say instead of 'Find your passion.' Also, given some recent requests for including more financial news, we thought we'd start curating a short list of important financial articles from the week's news. Let us know what you think! Enjoy!

How to Have Better Conversations About Money

by Trailhead Plan… on Jun 26, 2018

Mindful Money, Financial Life Planning
Money is one of the most difficult topics to discuss with others. This extends from our own internal dialogue around money, which is often largely negative, to the manner in which we converse about financial matters with family, colleagues, and friends. To that end, here are some helpful tips for learning how to communicate about money in a healthy and respectful, yet still assertive manner.

10 Reasons Why We Choose to be a Fee-Only Financial Advisory Firm and Where to Find Others Like Us

by Trailhead Plan… on Jun 15, 2018

Fee Only, Financial Planning, Fidcuciary
The Department of Labor’s Fiduciary Rule is officially dead after a key deadline recently passed without action and consumers are once again left with ambiguity around whether their financial adviser is acting as a fiduciary, legally obligated to act in their best interest, or as a salesperson, who is not. At Trailhead Planners, we choose to be fee-only financial advisers beholden to the fiduciary standard We believe this is the best model for consumers because of its inherent transparency and objectivity.